Paise di samjh Paise Ki Hai? Main 4 Dibbe Wala Rule Naal Kive Samjheya | Day 1*

Paisa ki hai?? Kive bacchat karni level 1 Day 1

Sareya nu Sat Sri Akal. Main Jalandhar to. Meri saal di kamayi 2 lakh hai.

Pehla mainu lagda si k paisa bas kharch karan layi hi hunda hai. Account vich aya, te khatam. Par paise di jarurat hon te paisa na milna ta fr bhot aukha hunda si. Par hun baad vich samajh aya ki paisa di bacchat kini jaruri hai mai chaunda han ki punjabi lokan nu paise di samj sikhai jave jo ki na ta school vich diti jandi na hi maa baap walo diti jandi hai. Asi tuhanu paise di bacchat kive karni dasya javega. Dibbe di example deke samjan di koshish karange . Ayo samjde han kive karna hai 

Paisa = 4 Dibbe.*

*Dibba 1 - Kamauna (Income)*

Paisa kitho aa raha hai? Matlab sarot ki Naukri ya  dukaan, ya  hor koi side kaam to. Asi bas issi dibbe te dhyaan dinde haan. Par baki de 3 hor dibbe vi ne. Eh gal nu asi bhul jande han.

*Dibba 2 - Bachana (Saving)*

Jo kamaya(income), ohda 20% alag. Pehla main diary vich 3000-4000 likhda si, par account zero. Kyunki main bachanda nahi si, likhda si bas. Hun salary aunde hi 4000 alag kar dene.

*Dibba 3 - Lagana (Invest)*

Bachaya hoya paisa soun nahi dena. Ohnu kam te launa. 500 di SIP, FD, ya Gold. Eh paisa aap hi paisa bananda hai. Jisnu Compounding kehnde ne.

*Dibba 4 - Bachaa Ke Rakhna (Emergency)*

Eh sab ton jaruri. Bache di fees, hospital da kharcha. Jekr apne kol  emergency fund na hove, te karza lena painda. Main hun har mahine 1000 emergency gullak vich paana shuru kita.

*Sikhya:* Paisa 4 dibbe vich vand ke rakho. Je ek dibba khali, te tension aayegi.

Tusi vi apne 4 dibbe bana le? Comment vich daso paise di samjh leke tusi ki kita???